Provider
Federal Emergency Management Agency (FEMA)
Application Deadline
The Pennsylvania Emergency Management Agency will be receiving Letters of Interest until 4:00pm on Friday, December 4. Letters of Interest are required for review by PEMA prior to application.
After approval from PEMA, completed applications will be due by 4:00pm on Friday, January 15, 2027.
Summary
FEMA funds a variety of flood mitigation activities to lower flood risk to policyholders and reduce the National Flood Insurance Program’s financial exposure. This federal funding is available to decrease or eliminate the risk of repetitive flood damage to buildings and structures insured by the National Flood Insurance Program in participating communities across the nation. The fiscal year 2026 Flood Mitigation Assistance funding opportunity provides up to $400 million in funding, including $20 million for capability and capacity building activities, $260 million for localized flood risk reduction projects, and $120 million for individual flood mitigation projects.
Eligible subapplicants through PEMA may include local governments, cities, townships, counties, special district governments, state agencies, and federally recognized Tribal Nations. All subapplicants must currently be participating in the National Flood Insurance Program and not be withdrawn, on probation or suspended. To verify a community’s status, refer to the National Flood Insurance Program Community Status Book.
Any questions regarding the program may be sent to RA-Shazmitoff@pa.gov (State Hazard Mitigation Office email resource account).
Common Eligible Projects
FEMA will review submitted projects for cost effectiveness and ensure the structure is in a participating community in good standing with the National Flood Insurance Program. Additional criteria include alignment with the applicable hazard mitigation plan, compliance with applicable flood insurance program policy requirements, and all environmental and historic preservation requirements.
Capability and capacity building activities enhance the knowledge, skills and expertise of the local government and mitigation staff to expand or improve the administration of the program. These activities may be used to develop future localized flood risk reduction projects and individual flood mitigation projects that will subsequently reduce flood insurance claims submitted to the National Flood Insurance Program. Examples of eligible capacity and capability activities include, but are not limited to, mitigation planning and planning-related activities, technical assistance by states to communities and project scoping.
Localized Flood Risk Reduction Projects address community flood risk for the purpose of reducing National Flood Insurance Program claim payments within a specified drainage area. Eligible projects include: upsizing culverts, enhancing flood water storage and floodplain restoration, stormwater management and wetland creation or restoration.
Individual Flood Mitigation Projects mitigate flood risk to structures insured by the National Flood Insurance Program through projects such as elevations, mitigation reconstruction and property acquisition and conversion to open space. All structures must have a National Flood Insurance Program policy in effect at the application start date and must maintain it through completion of the flood hazard mitigation activity and for the life of the structure.
More Information
https://www.fema.gov/grants/mitigation/learn/flood-mitigation-assistance#nofo
